What's a typical emergency fund (months) in the US?
Median is 3.0 months. Most people fall between 1.0 months and 6.0 months. Above 12.0 months is top-10%.
What's a typical emergency fund (months)?
The median US adult lands at 3.0 months for emergency fund (months). The 25th-to-75th percentile range — what most people would call 'normal' — runs from 1.0 months to 6.0 months. Below 0.2 months you're in the bottom 10%; above 12.0 months you're in the top 10%.
How we computed this
We anchor at p1, p5, p10, p25, p50, p75, p90, p95, and p99 from public-data sources and linearly interpolate between them. See methodology for the full chain.